Home improvement tips that instantly lower your energy bill
(BPT) - After watching the stock market soar to record highs over the first four months of the year, many investors are wondering if they should make changes to their investment portfolios. Perhaps - but not because of what the stock market has done. Investment decisions based on short-term market moves are often short-sighted. A better approach is to stick to a long-term strategy built on proven investment fundamentals, and aligned with your goals and objectives. Here are six simple steps from Thrivent Financial that can help put your financial plan on the right track.
1. If your employer offers a 401(k) plan, use it. For a variety of reasons, it is often going to be your most attractive investment opportunity. Most employers will match a portion of your contributions, making your effective returns higher. If you contribute $1,000 to your plan, for example, and your employer matches that at 50 cents on the dollar, your contribution is actually worth $1,500. ...continue